Need an appraisal in Myrtle Beach or Horry County?
Check out the top seven reasons why SC homeowners need Absolute Appraisal Services, LLC:
Need help determining the price of your home in or near Myrtle Beach, SC?
We at Absolute Appraisal Services, LLC understand the special needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Absolute Appraisal Services, LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value conclusion than yours.
PMI Removal Appraisals
A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Absolute Appraisal Services, LLC is qualified in helping consumers just like you rid yourselves of unneeded and unwanted PMI insurance.
Challenge Horry county's assessment of your property
Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Absolute Appraisal Services, LLC is your perfect weapon.
HELOC recently frozen?
If your house is near a declining area, your lender just might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Absolute Appraisal Services, LLC can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would prefer to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Absolute Appraisal Services, LLC can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Absolute Appraisal Services, LLC can help you with that. While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.